While we sometimes may forget to do the things we intend to do, the fact that we want to do them in the first place deserves some credit, right? For example, most of us want to get our holiday or thank-you cards in the mail on time and we want to remember to call Grandpa more regularly or send Mom flowers on her birthday. But does this same “wanting” apply to wanting to pay bills? It sure does!
As each bill arrives, you probably make a mental note or jot down some reminder about when to pay it. But when it’s time to make that payment, you simply don’t have the money. You want to pay that bill and maintain a positive financial history, but the bottom line is you just can’t.
So when the wanting isn’t enough, and you can’t afford to repay your debts in full, don’t think bankruptcy is your only option. Instead, you owe it to yourself to learn whether debt settlement can help.