Get Out Of Credit Card Debt

Debt Settlement

Under debt settlement, a creditor agrees to accept less than the amount you owe. Even though it may sound like a good deal, it’s not an option for most people. Typically, you hire a debt settlement company to negotiate with your creditors on your behalf. Read more details on how debt settlement works and the risks you face.

Debt Management plan

Debt management plans are created with the help of a nonprofit credit counseling agency. Counselors negotiate new terms with your creditors and consolidate your credit card debt. You’ll then pay the counseling agency a fixed rate each month. Your credit accounts may be closed, and you may have to forgo new ones for a period of time.

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Credit Card Debt

Medical Debt

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